No, no, no, Michael, listen OK. Don't panic. We haven't made... We haven't decided.
All the alarm bells are kind of going... ringie-dingie-ding!
I've spoken to Josh in Stamford. I've told him the same as you and it's up to either him or you to convince me that your branch can incorporate the other.
OK. No problem.
This does, however, mean that there is going to be downsizing.
